Introduction
When you’re looking for a reliable vehicle but are concerned about your credit score, buy here pay here (BHPH) dealerships can be a lifesaver. At Race Auto Sales, we specialize in offering flexible financing options that cater to all credit types. Our dealership, located in San Antonio, Texas, serves not only the local area but also neighboring states. In this comprehensive guide, we will explore the benefits of BHPH dealerships, provide tips for purchasing a vehicle, and explain why Race Auto Sales is the best choice for your next car.
What is Buy Here Pay Here?
Buy Here Pay Here (BHPH) is a type of car dealership that offers on-the-spot financing for vehicle purchases. Unlike traditional dealerships that rely on third-party lenders, BHPH dealerships finance the cars themselves. This allows them to offer loans to customers with bad credit or no credit. Here are some key points:
No Credit Check Needed: BHPH dealerships typically do not require a credit check, making it easier for people with poor credit history to get approved.
In-House Financing: All financing is handled directly by the dealership, which means faster approval processes and more flexible terms.
Affordable Down Payments: Many BHPH dealerships offer low down payment options, such as the $500 down payment at Race Auto Sales.
learn more buy here pay here: how it works
Benefits of Buy Here Pay Here
Choosing a BHPH dealership like Race Auto Sales offers several advantages:
Accessibility: Even if you have a low credit score, you can still qualify for a car loan.
Convenience: With in-house financing, the approval process is quick and straightforward.
Flexibility: BHPH dealerships can often customize payment plans to fit your budget.
Tips for Buying a Car with Buy Here Pay Here
Research Dealerships
Before visiting a BHPH dealership, do some research. Look for reviews and ratings to ensure the dealership has a good reputation. Race Auto Sales, for instance, is well-known for its excellent customer service and reliable vehicles.
Understand the Terms
Make sure you understand the terms of the loan. Ask about the interest rate, loan term, and any additional fees. Transparency is key, and at Race Auto Sales, we make sure all terms are clearly explained.
Budget for Payments
While BHPH dealerships offer flexible payment plans, it’s essential to budget for your monthly payments, insurance, and maintenance costs. Planning ahead will help you manage your expenses effectively.
Also, check our blog on $500 down car lot near me| San Antonio Texas
Targeting San Antonio and Neighboring States
Race Auto Sales serves not only San Antonio but also neighboring states like Texas, Louisiana, Arkansas, and Oklahoma. Here’s why customers from these areas choose us:
Proximity: Our location in San Antonio makes it easy for customers from neighboring states to visit us.
Wide Selection: We offer a diverse inventory of vehicles, ensuring you find the perfect car for your needs.
Customer Service: Our team is dedicated to providing exceptional service, no matter where you’re from.
Customer Testimonials
Don’t just take our word for it. Here’s what some of our satisfied customers have to say about their experience at Race Auto Sales:
“Race Auto Sales made it easy to get a car with just $500 down. The staff was friendly and helpful, and I drove away the same day!” – Maria G.
“I was worried about my credit, but Race Auto Sales approved me without a credit check. I’m so happy with my new car!” – John P.
“The process was smooth and straightforward. I appreciated the transparency and the willingness to work with my financial situation.” – Sarah L.
“I found the perfect car for my family at Race Auto Sales. The team was supportive and made sure I understood all the terms. Highly recommend!” – Michael T.
Frequently Asked Questions
At Race Auto Sales, we believe in transparency. There are no hidden fees associated with our $500 down payment option. The terms are clearly explained during the purchase process.
Yes, we accept trade-ins. You can use the trade-in value of your old car towards the $500 down payment, making it even more affordable to drive away in a new vehicle.
The approval process is quick and straightforward. You can often get approved and drive away in your new car the same day.
Visit Us Today
Ready to find your next car? Visit Race Auto Sales in San Antonio, Texas. Our dealership is conveniently located at
Address: 831 S WW White Rd, San Antonio, TX 78220.
Contact us at (210) 255-7678 or browse our inventory online. We’re excited to help you find the perfect vehicle and drive away with confidence.
Store Hours:
– Monday – Saturday: 9:00 AM – 7:30 PM
– Sunday: Closed
check our guide on In House Financing